Data Scientist (Finance)

Tangible
Tangible

Accounting & Finance, Data Science

GBP 75k-85k / year + Equity

Posted on May 11, 2026

Location: London

Employment Type: Full-time

Compensation : £75k-£85k + Equity package

About Tangible

Tangible is a seed stage climate / fintech startup looking to unlock critical capital for hard tech innovators. Our platform offers tools to help these companies all the way through their financing journey. We are a small and nimble team, passionate about seeing these hardware companies succeed. The company has 3 co-founders with a mix of product, technology and capital markets expertise. You can read more on our thesis here.

Role Overview

We are seeking a talented Data Scientist to join our growing data science team. This role is a unique opportunity to build technology that brings capital to hardware innovators, and reimagine the way finance is done in a world transformed by AI.

What you will build will have a direct impact on unlocking debt capital for the critical hardware innovations we need, in sectors that traditional debt markets have been slow to reach - think of the hardware needed for the energy transition, novel materials production and autonomous logistics networks. With your work, you will bring new insights into the real risks and opportunities these hardware innovations bring, bringing transparency to lenders and making these new asset classes financeable.

In an AI product team in a startup, things moved fast, so you will get the opportunity to work on a wide variety of projects. You might spend one week building a survival model on EV charging hardware, and the next stress-testing a deal structure for a robot fleet.

You will work closely with the other two members of our data science team, our AI engineering team as well as our capital markets team. This role requires you to use your creativity to bring new software solutions to the capital markets, iterate fast and own projects in a high-trust startup environment.

Key responsibilities

  • Build predictive models, run simulations and perform stress testing to support the structuring of asset-backed finance deals
  • Analyse financial and hardware telemetry data to surface trends and risk factors in cutting-edge hardware assets
  • Work closely with the capital markets team to translate their domain knowledge into software features and analytical frameworks
  • Turn explorative data science projects into scalable product features - moving from bespoke analysis to features that customers can use themselves, utilising AI agents wherever appropriate

    • What you bring to the table

  • At least one prior role in an applied data science or quantitative analytics position in finance, insurance or a related field. Experience with risk modelling, scenario analysis or forecasting is a strong plus
  • Some familiarity with credit, lending, or debt capital markets — from a prior role or working with financial datasets. You don't need to be a credit expert, but an intuition for how lending decisions get made will help you hit the ground running.
  • Strong proficiency in Python and demonstrable experience collaborating with engineering teams
  • Rigorous analytical thinking and ability to translate complex business problems into mathematical frameworks
  • A product mindset: you can take a business requirement, build a solution, and communicate it clearly to non-technical stakeholders

    • What does the hiring process look like?

    Screening Calls

  • Introductory call with CPO & Founding Data Scientist ~ 45 minutes
  • Follow up email, with feedback and initial questions

    • Interviews

  • Programming / Problem Solving session together with the founding product team. No preparation needed and ideally we do this in person in our London office. ~90 min
  • Follow up email, with feedback and questions
  • 30 minute call with CEO to answer your questions on the company

    • Offer stage

  • Reference calls
  • Offer call

    • Ready to help us build the future of climate fintech?

    Send us your resume, and a brief note about why you're excited about this opportunity to: careers@tangible.finance

    ⭐ Mission

    Our mission: grow the global balance sheet dedicated to hard-tech companies.

    Read our CEO's recent essay on the problem we are solving here: Capital intensity isn't bad

    🧘‍♀️ Taking care of yourself

    Health and happiness

    We want to support your health and happiness. We'll do everything we can to make sure our workplace is a source of fulfilment and inspiration. But we all need support outside of work too. Everyone's version of that is different, so we give you £100 per month to spend on what makes sense for you.

    Time off

    You get the time off you need. We trust you to support your team by resting as well as working. We want you to have control and be able to observe what's important to you — including taking time off when your mind and body need a break. Some people need a bit more of a push when it comes to taking holiday, so your manager will make sure you take at least 25 days off a year and generally gloat about their latest hiking trip.

    Effort and care

    In a small team, we also rely on you to help your colleagues. That means checking in, following up when you notice signs of strain or stress, and being open and honest about your own feelings. The buck stops with Will and Seb when it comes to creating a happy company, but we will look to everyone to be kind, collegiate and caring.

    📈 Doing your best work

    Push your limits

    We have real dedication to our mission. We know that to realise it we need to push each other to do our best work. This means supporting and motivating each other to be braver and communicating clearly how we can each improve. We want to push past what you thought you were capable of.

    Hybrid model

    We are working in a hybrid first model where we meet on set days together in our London office. The rest of the days is up to you and we promote working from anywhere you want occasionally if that suits you. All we ask is that you log-on to company update / standup meetings.

    A collective

    We're inspired by co-working and co-living movements that create friendly, collegiate communities without constraining them too much. You'll be joining Tangible's collective, which offers connection, freedom, and a shared investment in all of us reaching our potential

    See more open positions at Tangible